Private 1-Acre Brick Home in Beautiful Spruce Creek Estates - Experience privacy and comfort in this spacious, split-plan brick home. Step inside to find a welcoming atmosphere enhanced by a double wood-burning fireplace, perfectly placed to create cozy spaces for all to enjoy. Living area spacious enough for an additional dining area or a formal sitting room. Love to entertain, the dining room will be the perfect setting for your beautiful farm table or your family heirloom dining set. Chef's Kitchen is open featuring GE Café appliances, double oven and microwave drawer. A center island perfect for meal prep, plus a large pantry to keep everything organized. Floating Shelves in Kitchen giving you a great space to showcase your favorite décor. Primary suite is a peaceful retreat with a walk-in closet plus a second double closet. The updated en-suite bath offers a double vanity, and a large shower. Guest Suites are situated on the opposite side of the home for added privacy. Versatile Florida Room is expansive enough to serve as a gym, game room, or additional sitting area for family gatherings. Outside, enjoy the private, tree-lined backyard that adds privacy while you have your late-night swim in the salt water pool. Outside Shower. New paver driveway and walkway to front entrance. Cozy front porch, perfect setting for a couple rocking chairs to relax after a long day at work. Easy access to shopping, restaurants, and the beach, plus room for your recreational toys, this home truly offers the best of both worlds. This home did not flood with recent Hurricanes. All measurements and information deemed to be accurate but cannot be guaranteed, buyers and realtors are advised to verify.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,492 | $3,402 | $4,317 |
Total Monthly Payment | $3,989 | $3,899 | $4,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.