**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – Welcome to the South Punta Gorda gated community of Seminole Lakes! Tastefully updated and appointed and being sold TURN-KEY furnished, this move-in ready home has three bedrooms and two full baths and is situated on a lot overlooking a serene greenspace and a community lake. Built by Reliable Homes in 1992, it offers just over 1650 square feet of air-conditioned living space with an open and efficient floor plan and plenty of natural light! This updated home has fresh interior and exterior paint, impact-resistant windows (2021), a new tile roof (2024), a beautifully remodeled kitchen with granite counters, five-panel wood cabinetry and stainless appliances, a reimagined primary bath, plantation shutters in almost every room and ceramic tile flooring throughout. The garage features a durable epoxy floor, ample storage and an insulated garage door. The enclosed rear lanai, which measures approximately 460 square feet in size, overlooks a vast green space and a community lake. This relaxing oasis has planked tile flooring, retractable sunshades, a wall-mounted supplemental air conditioning system and provides easy access to an open-air paver stone patio. Seminole Lakes is a fully developed golf and tennis community located five miles south of historic downtown Punta Gorda on Charlotte Harbor. The community's low monthly dues include lawn care, 24-hour access controlledl security and a community-heated pool. Residents have access to the semi-private 18-hole executive golf course and tennis on a fee basis. The community also includes eight beautiful freshwater lakes, with the largest being nearly 25 acres. This move-in-ready home is conveniently located near shopping and Interstate 75. Walk through now by clicking on the attached interactive 3D VIRTUAL TOUR!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,339 | $2,968 |
Total Monthly Payment | $2,640 | $2,638 | $3,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.