MOTIVATED SELLER!, Live in paradise without the hassle. This over 55 community is just minutes away from the tropical paradise beaches of Anna Maria island! without the expense or exposure. Enjoy peace and tranquility while living the ultimate Florida lifestyle. Mount Vernon is a desirable waterfront community with all the best amenities in an amazing location. You are just a 7 Minute drive or a 20 minute bike ride across the bridge onto Anna Maria Island which offers Florida's best beaches, a host of dining options, fun and shopping. This Abode offers an open spacious floor plan with panoramic water views and a comfortable open air balcony. A work-in kitchen with a view lends itself to a dinning and living area perfect for you and your guest. You will love the spacious master bedroom with a walk-in closet and a convenient ensuite. A large guest room makes a great space for visitors or an office. Upgrades include new carpet , new air conditioning system, Dishwasher and a 2019 community maintained roof. This home also includes interior linen closets, laundry, a large convenient storage space for larger personal items or sports equipment and a private covered parking space. The home is above flood elevation. This exclusive 55+ community is perfect for Snow Birds or Full-Timers includes an abundance of amenities such as a resort style community pool, tennis courts, shuffleboard, boat slips, kayak launch/storage, a park overlooking the bay, nature paths, several ponds and a Club house complete with an assembly area, library, game room and much more. The Mount Vernon community offers a vibrant active lifestyle with Social activities and a friendly culture. Live stress free! This community provides water, sewer, cable, internet, trash, landscaping, pest control and exterior maintenance/insurance. This is what Florida living is all about! call today to schedule your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,618 |
Total Monthly Payment | $1,590 | $1,589 | $1,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.