Welcome to this beautiful, move-in ready home at 2062 Lucky St, Port Charlotte, FL! Built in 2007 and maintained with care, this charming single-family residence combines modern convenience with timeless comfort. Nestled in a prime location close to schools, shopping, and dining, this property offers the perfect setting for your next chapter. Step inside to a light-filled, open floor plan featuring vaulted and cathedral ceilings that create an airy, spacious feel. The primary bedroom offers a private retreat with a luxurious en-suite bathroom, dual sinks, a relaxing jetted tub, a separate shower, and an expansive walk-in closet. The kitchen flows effortlessly into the dining area, making it ideal for entertaining. Equipped with modern wood cabinets, a stylish tile backsplash, and essential appliances—including a glass-top range and microwave hood—it’s a space where cooking feels like a pleasure. Other features include a split-bedroom layout for privacy, high ceilings, and easy-to-maintain ceramic tile and wood laminate flooring. Set on a level, paved lot in a well-established neighborhood, the exterior shines with elegant French doors and meticulous landscaping accented with decorative curbing. The attached 2-car garage offers ample storage and air conditioning, extra insulation, and a humidistat for year-round comfort. With central air and humidity control, A/C returns in each room, and a central heating system, this home is built for comfort and efficiency. Critical utilities such as public water, septic tank service, and cable make life easy and connected. No HOA Fees – Enjoy ownership without added expenses, Pet-Friendly Neighborhood, Proximity to Coastal Living – Close to Gulf Coast beaches, boating, and recreational activities
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Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,474 | $1,436 | $1,822 |
Total Monthly Payment | $1,917 | $1,879 | $2,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.