650 Island WAY, #406, Clearwater Beach, FL, 33767 | $625,000

Your endless vacation awaits you in this pristine 4th floor unit at 650 Island Way on gorgeous Island Estates. Strength and elegance to stand the test of time make this unit a can't miss value. Phase 1 Milestone inspections were successfully completed and passed, as was the SRIS Report. The unit was unharmed through the recent storms with its top of the line Impact rated sliders and hurricane shutters for superior protection. Reinforced block construction yields additional peace of mind. Sweeping southwest views will leave you breathless with gorgeous sunsets and incredible Clearwater Harbor vistas. The 4th floor is the ideal height that all but eliminates pests while allowing a refreshing cross breeze. The unit has been completely remodeled with no expense spared. Stepping in, you get the incredible feeling of beach living as time seems to disappear. The Kitchen is equipped with a gorgeous island with storage, granite countertops, soft-close cabinetry, stainless steel appliances, double oven, deep food pantry, and open pass-through to the Great room with lots of under counter storage. A full-size washer and separate full-size dryer are located in one of the Kitchen closets. The 18-inch porcelain tile is laid throughout the main living spaces, while both Bedrooms are adorned with wood-like porcelain tile. Nearly new and high-end furnishings throughout are all included in the sale. The Kitchen opens into the Great Room which leads to the spacious Balcony. Both Bathrooms boast walk-in showers and seamless glass doors. Your primary suite offers not only a walk-in closet, but two additional closets and a private impact slider overlooking the water. The monthly condo fee covers all but your electric and contents insurance. Boat slips are available for either rent or sale from time to time. Currently, there are options available. Golf carts and low speed vehicles are allowed! The complex offers a heated pool, lounge area, grill station, tiki bar, kayak storage, kayak launch, car washing station, one dedicated carport parking space and one assigned space, designated dog walk, and lush tropical landscaping. This incredibly well-managed association and on-site property maintenance make living at 650 Island Way an ideal place to call home. By boat, you are mere minutes to an array of waterfront restaurants, coveted Carlouel Yacht Club, Caladesi Island, and the Gulf of Mexico via Hurricane Pass and Honeymoon Island. Boat up to Old Coachman Park and enjoy the concerts from the water or anchor out at Three Rooker Island for an unbelievable day in the sun. Island Estates offers all the comforts with fine dining, night life, grocery shopping, and various local small businesses. Your future home is just a short walk, drive, or Jolly Trolley ride away from world famous Clearwater Beach. Flip flops, sunscreen, and the good life are calling your name.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Elevator(s), Maintenance, Pool, Storage, Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen, Inside, Laundry Closet
  • Complex: 650 ISLAND WAY CONDO
  • Year Built: 1988
  • Approx Sq. Feet: 1,218
  • Acreage: 2
  • Est. Taxes: $8,136
  • Condo Fee: $659 Monthly
  • Lot Desc: FloodZone, City Lot, Landscaped, Near Marina, Near Public Transit, Sidewalk
  • View: Pool, Water
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Breed Restrictions, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8319586
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8319586/650islandway_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 4:47:07 PM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-466-0800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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650 Island WAY, #406, Clearwater Beach, FL, 33767

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $678 $678 $678
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,411 $3,323 $4,217
Total Monthly Payment $4,181 $4,093 $4,987

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.