One or more photo(s) has been virtually staged. THIS IS IT!! The right COMMUNITY…award-winning city of Deland, perhaps the best-kept-secret in all of Florida!! The right PARCEL…over an ACRE quietly nestled between LAKE WINNEMISSETT and 165 linear feet of LAKEFRONT LIVING on the enchanting LAKE CHARLES!! The right HOME…a brick-beauty with a modest exterior and an UPDATED INTERIOR that has all the right space in all the right places!! With an understated approach to the home entering through a modest but attractive wooden door with two sidelites, one is met with delight and surprise as the GREAT ROOM is anything but conservative! VAULTED CEILINGS canopy over the GRAND SPACE, large enough for any gathering or displaying all heirloom furnishings, and where ARCHED WINDOWS, encased with dark trim, flank a WOOD-BURNING FIREPLACE, creating the quintessential room for life-long memory making! The FORMAL DINING ROOM is defined by a drop-down ceiling, and a large chandelier hangs like a jeweled pendant ready to grace the finest of holiday tables! It is a truly functional and usable space so if a more relaxed living style is preferred, it can be transformed and easily adapted to accommodate a pool table and no-fuss oversized lounging furniture. The home, with its laminate wood flooring throughout (NO CARPET ANYWHERE), extends to the back where all of the other living areas feature AMAZING TRANQUIL VIEWS of the lake and natural Florida flora! The kitchen has been tastefully REMODELED with gorgeous GLAZED MAPLE CABINETRY graciously reaching to the ceiling above with its CROWN MOLDING, and additional trim creating an attractive valance beneath for the UNDER CABINET LIGHTING. PULL-OUTS, a CABINET PANTRY, RECESSED LIGHTING, and newer SS APPLIANCES complete this sophisticated cook’s delight that is only superseded by the exterior views charmingly framed by the FOUR-PANEL BOWED WINDOW in the dinette, bringing the outdoors in! The FAMILY ROOM, also large and well-planned, opens with FRENCH DOORS, with an IN-BETWEEN-THE-GLASS BLIND feature, onto a true FLORIDA ROOM…and because the home centers around the lake, ANOTHER OUTDOOR LIVING AREA emerges as a HUGE SCREENED and COVERED LANAI! Designed as a modern ranch, the three bedrooms are aligned down a single hallway. THERE ARE TWO MASTER BEDROOMS, each with their own handsomely RENOVATED ENSUITES, and both with TILED WALK-IN SHOWERS, one in a trending gray laid on the diagonal, and the other, a timeless cream, stacked in single-rectangular fashion to the ceiling. The third bedroom uses the THIRD BATHROOM centrally located in the hall for additional guests. A BONUS ROOM that would serve well as a HOME OFFICE or place for ARTS & HOBBIES is just off the laundry room which has its separate exits to the garage and to the backyard and which also seconds as a BUTLER’S PANTRY with its additional cabinetry for storage including a second microwave! A WHOLE HOME KOHLER GENERATOR is in place as security for the unexpected! There is an OUT-BUILDING equipped with water and electricity, one-side is open and the other is accessed through a single-garage-door entry. ROOF IS NEW 2024! HOT WATER HEATER IS NEW 2024! Top-quality ANDERSEN WINDOWS were added in 2020! This magical home sits ready to awaken with life, laughter, the tireless frolic of family and friends…make your appointment today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,220 | $3,137 | $3,980 |
Total Monthly Payment | $3,569 | $3,486 | $4,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.