Nestled in the quaint neighborhood of Country Club, this brick 2-family home sits on a sprawling corner lot in close proximity to the LI Sound. The main unit boasts a spacious 2 bedroom, 2 bath, with access to the finished walkout basement, summer kitchen, rec-room, laundry room, and 2-car garage. The 2nd floor unit displays a large 2 bedroom, 1 bath layout with front-facing windows towards the water, and its own separate entrance. Each apt. includes a wood-burning fireplace. On the top level of this magnificent home, you can find additional space, suitable as storage or recreation with an add'l bath. Outside you’ll find a newly reno’d large stone porch that leads to a paved backyard great for entertaining. Other amenities- lawn sprinkler system, generator hook-up, private driveway, garden space, and much more; not to mention, steps away from commuter buses and minutes from the train. You will be lucky to have met this warm home that doubles with great income opportunity! Additional Information: Amenities: Storage, HeatingFuel: Oil Below Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.396% | 6.036% |
Monthly Tax Payment | $951 | $951 | $951 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,355 | $6,891 | $9,369 |
Total Monthly Payment | $7,431 | $7,967 | $10,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.