Welcome to this peaceful, move-in ready villa in the desirable 55+ community of Center Gate in Southwest Florida. Located just 20 minutes from the Gulf Beaches, this home offers the perfect blend of comfort, convenience, and relaxation.
This bright and airy 3-bedroom, 2-bathroom villa offers high ceilings and hardwood and tile flooring throughout the main living area. With a flowing, open floor plan, the home feels spacious and inviting. A standout feature is the screened lanai, offering serene views of a peaceful lake frequented by local wildlife—your own private sanctuary to relax and unwind.
This community offers one of the lowest HOA fees in Sarasota County, your monthly maintenance costs are kept to a minimum, covering grass and shrubbery care, along with access to the community’s heated pool.
Center Gate is a dog-friendly and people-friendly community with excellent amenities including a heated pool and is in an ideal location near I-75, shopping, dining, and public transportation. Whether you're enjoying the tranquility of the lake, taking a dip in the pool, or heading out for a day of shopping or dining, everything you need is within easy reach.
Come see it, feel it, and make this charming villa your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,967 | $2,496 |
Total Monthly Payment | $2,274 | $2,222 | $2,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.