Come take a look at this expansive Raised Ranch nestled in a quiet lake neighborhood in New Hartford with 4 bedrooms, 2 bathrooms and a 3yr old solar system that was $41k new that will be paid off at close, nothing to assume for the new owner! Beautifully laid out, on the main level you will find an open floor plan that allows the dining room, kitchen and living room, which surrounds a double sided fireplace. Main level hallway leads to a large full bath and four generously sized bedrooms. The primary bedroom has its own ensuite. The lower level has a finished second family area with beautiful tile floors, pellet stove, a laundry room (that also houses a new 80 gallon hot water tank) and a large office or 5th bedroom possible. From the lower level you can also access a huge two car garage almost twice the typical size. The possibilities are truly endless. And still there's more, the same can be said for outside of the property. Sitting On 1. 2 acres with a generous fenced in portion, a large fire pit area, large rear deck, growing beds, shed and many other spots, waiting for what you want to do with them. More importantly you can just relax, watch or play. The yard is mostly flat or gently sloped. Perfect for just about anything you want to add or change. All the options are there to be had. As the new owner if you wish to enjoy everything Laurel Lake has, you have the option of joining the Lake Lausanne Homeowners' Association (LLHA). Its close enough that you can walk to it. Rarely does such a nice property have something in it or near it for everyone all year long. Laurel Lake is a 16 acre lake with private access only to homeowners who join LLHA. The association is $290 annually. A private beach for lake association members only is located in the middle of the eastern shore.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Main |
Dining Room | Fireplace,Hardwood Floor | Main |
Family Room | Pellet Stove,Tile Floor | Lower |
Living Room | Fireplace,Hardwood Floor | Main |
Other | Lower | |
Primary Bedroom | Bedroom Suite,Full Bath,Hardwood Floor | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,441 | $3,097 |
Total Monthly Payment | $3,049 | $3,016 | $3,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.