Waterfront living in Lake St. Charles! Professional photos coming soon! Limited interior photos are included for now. Here’s the 4-bedroom lakefront home you’ve been looking for with a living room, dining room, family room, breakfast area, 3 full baths and a 31' screened lanai overlooking the community’s big 70-acre lake! The double entry front door opens to a tiled foyer and begins to show off the gorgeous Luxury Vinyl Plank (LVP) flooring and the lake sunsets. Upgrades and replacements include: 7 new Cat-5 hurricane rated windows (and transom) in front of house in 2020, Roof in 2018, seawall 2016 and a whole house water filtration system 2015. The A/C is serviced twice a year. The gas range approximately 5 years old and the microwave and LG ThinQ refrigerator are one year old. In addition to the stainless steel appliances, there is a breakfast bar plus a separate breakfast area with a large pantry. Moving out back through the triple-sliding glass doors and screened lanai, notice the extra 19x10 paver area that is a great location for the BBQ grill. The large master bedroom has a garden tub and separate shower, private water closet, 2 walk-in closets, tray ceilings, lots of windows for the backyard water view plus an exit door to the lanai. One of the two full guest baths has a private exit to the lanai and a walk-in shower. The garage has pull-down stairs to the floored attic space above and a separate outlet at the breaker box for a portable whole-house generator The washer, dryer, the 2 refrigerators in the garage and mini-fridge on lanai are not included in the sale. Back yard fencing that was damaged in Hurricane Milton is being repaired by seller. The community of Lake St. Charles (LSC) has a 70-acre lake, 2 miles of paved nature paths with 10 exercise stations & benches along the way. The Clubhouse’s huge lap pool, heated spa and covered baby pool overlook the lake. The large bathrooms/dressing areas were remodeled in 2019. Enjoy 15 acres of outdoor park facilities, soccer/baseball fields, 2 basketball courts, 3 tennis courts with pickleball, a dog park, pet watering stations, canoe launch and fishing docks, 2 playgrounds, picnic tables & grills. We have the most AMAZING waterfront park w/an all-new fenced playground 2021, including a 20' tall climbing structure (climb up and ring the bell!), big kids and little tykes play sets, Merry Go Round, benches and a ’75 zip line. The HOA is only $120/YEAR for this fabulously maintained neighborhood! Buyers to please verify all pet and rental restrictions, and room sizes as some rooms have angled walls and some measurements include walkways. There are only 2 stop lights to the entrance of I-75 & Selmon Expressway for a short travel to MacDill AFB, downtown Tampa’s Amalie Arena and convention center, Tampa International Airport & shopping. Once you get on the Selmon, you can go non-stop to St. Petersburg! Don't miss the sunsets from your new home in fantastic Lake St. Charles; come see it today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,920 | $407,920 | $407,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,783 | $2,711 | $3,440 |
Total Monthly Payment | $3,335 | $3,263 | $3,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.