A very desired, Island Club at Rocky Point gated community, with on-site property manager and maintenance man. Community has cable and internet agreement which is part of HOA. Property has access to adjacent property (Seazen) to access Courtney Campbell pedestrian trail. On site dock with launch ramp, pet yard, manicured walkways, year round heated pool open 24 hours a day, geothermal spa pool, propane BBQ grill area, dry sauna, cardio and weight gym, also open 24/7. Clubhouse lounge open weekdays. Clubhouse can be rented out for gatherings. On site garbage dumpster and mailbox. Car wash station includes hose and vacuum. Comfortable dock for sitting, fishing, kayaking, launching a non-motorized watercraft, or enjoying the Bay. Tenant in Place.
Corner unit in building closest to pool and dock boasts plenty of sunlight. Park your car in the 1-car garage and take the internal or external stairs up to your open floor plan unit with 10’ ceilings throughout. Recessed shelving in living room and bedroom. Updates in 2023: fresh coat of paint, garage also painted, engineered oak floor in bedroom, wood blinds on windows, carpet on patio, granite countertops in kitchen and bathroom, stainless appliances in kitchen, stainless farm sink in kitchen. Updates in 2022: engineered oak throughout. Shelves in laundry room and walk-in closet. Garden tub and linen closet in bathroom.
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$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,779 | $2,264 |
Total Monthly Payment | $2,101 | $2,124 | $2,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.