Welcome to your dream home! This charming single-family residence features three spacious bedrooms and one and a half bathrooms, perfect for families of all sizes. As you step inside, you’ll be greeted by stunning hardwood floors that flow throughout the main living areas, creating a warm and inviting atmosphere. The heart of the home boasts a beautiful stone facade, adding to its timeless appeal. The spacious rooms offer ample natural light, making it a perfect setting for both relaxation and entertainment. The layout is designed for comfortable living, with plenty of space for family gatherings or cozy nights in. One of the standout features of this property is the fully finished walkout basement, providing additional living space that can be utilized as a recreation area, home office, or guest suite. The possibilities are endless! With low property taxes, this home not only offers comfort and style but also an economical choice for your family. Don’t miss the opportunity to make this lovely property your own! Schedule a showing today and experience all that this home has to offer. Additional Information: ParkingFeatures: 1 Car Attached,
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Our Executive Mortgage Banker:
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$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,536 | $3,449 | $4,355 |
Total Monthly Payment | $4,014 | $3,927 | $4,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.