8 Benson Lane, Dover, NY, 12522 | $549,000

Nestled on over an acre of beautifully landscaped, level property, this charming front porch Colonial offers nearly 2, 500 square feet of spacious living filled with natural light. Step inside to discover stunning hardwood floors that flow throughout the first level, enhancing the home's warm and inviting atmosphere. The main floor features a formal dining room perfect for family gatherings, a cozy den or living room, and a family room centered around a wood-burning fireplace ideal for chilly evenings. The heart of the home is the expansive kitchen, complete with granite countertops, a double oven, and a delightful breakfast nook that opens to a private deck, perfect for morning coffee or outdoor dining. Convenience is key with a powder room, a laundry room / mudroom area direct access to and from a two-car attached garage. Venture upstairs to find four generously sized bedrooms, including a primary ensuite with a private bath with jacuzzi tub, separate shower and double sink and a spacious walk-in closet. Three additional family-sized bedrooms provide ample space for guests or a growing family, along with a well-appointed full bath. The large unfinished basement offers endless possibilities for storage or future expansion, while central AC ensures year-round comfort. Outside, enjoy the tranquility of your own private yard with deck, patio an outdoor bar, making it easy to entertain friends and family. Located in a peaceful cul-de-sac neighborhood, this home provides a serene retreat with convenient access to schools and shopping. Don't miss this opportunity to make this lovely Colonial your new home sweet home! Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding, Flooring: Carpet,

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Single Family, Colonial
  • Year Built: 2004
  • Garage: 1-car Attached
  • Heating: Oil, Baseboard
  • Cooling: Central Air
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 2,420
  • Acreage: 1.22
  • Est. Taxes: $10,071
  • Lot Desc: Level, Cul-De-Sec
  • Elem. School: Dover Elementary School
  • Middle School: Dover Middle School
  • High School: Dover High School
  • School District: Dover
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • MLS#: H6335929
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/H6335929/8bensonlane_dover_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 914-277-5000

William Raveis Family of Services

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8 Benson Lane, Dover, NY, 12522

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $839 $839 $839
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,996 $2,919 $3,704
Total Monthly Payment $3,927 $3,850 $4,635

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.