This bright and sunny home in the desirable 55+ community of Benson Woods combines country living with modern convenience. Located just minutes from shopping, town, and I-84, offering easy access for both relaxation and commuting. The spacious living room features cathedral ceilings, hardwood floors, and a cozy gas fireplace. The chef's kitchen includes granite countertops, ceiling-height cabinetry, and a double center island with an eating area. The main level features a private primary suite with two walk-in closets, a tray ceiling with a fan, and an en-suite bath. There's also a second bedroom, laundry room, and half bath. Upstairs, a large loft with a ceiling fan and double closet overlooks the living room. A full bath and versatile office/sewing room complete the upper level. The home is equipped with a whole-house stereo system, and the full, unfinished basement is plumbed for a future bath. The deck off the kitchen provides a private, wooded view. Although built in 2005, the interior was customized in 2014. This maintenance-free home gives the perfect blend of comfort and convenience in a peaceful, sought-after community.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 11.0 x 13.0 | Main |
Kitchen | Balcony/Deck,Granite Counters,Tile Floor | 22.0 x 16.0 | Main |
Living Room | Gas Log Fireplace,Hardwood Floor | 23.0 x 16.0 | Main |
Loft | Ceiling Fan,Full Bath,Wall/Wall Carpet | 15.0 x 19.0 | Upper |
Office | Wall/Wall Carpet | 10.0 x 10.0 | Upper |
Primary Bedroom | 9 ft+ Ceilings,Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | 15.0 x 16.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $770 | $770 | $770 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,220 | $3,137 | $3,980 |
Total Monthly Payment | $4,082 | $3,999 | $4,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.