Dreaming of a home just minutes from the sand and waves? This charming brick home is nestled in a peaceful neighborhood off of the desirable Scott Road—just a breezy 0. 6 miles from beach access near Summer Beach and The Ritz-Carlton! Imagine morning strolls by the ocean, lunch at nearby local spots, and a laid-back beach lifestyle every day. The open, airy floor plan has been thoughtfully refreshed with NEW luxury vinyl flooring, fresh neutral paint, and stylish new light fixtures - perfectly balanced with modern updates that make it move-in ready. Natural light pours in through large windows, illuminating each space with a warm, welcoming glow. The spacious kitchen, with ample cabinetry and a functional layout, makes preparing meals a pleasure, whether you're cooking for yourself or entertaining guests. Each of the three bedrooms is a peaceful retreat, with bright windows and generous closets, while the primary suite offers a private escape, complete with 2 walk-in closets and an en-suite bath for a touch of everyday luxury. In the backyard, you'll find your own slice of Florida's natural beauty, with majestic oaks and swaying Spanish moss creating a peaceful, private retreat. Picture yourself relaxing on the screened-in porch, a cool drink in hand, surrounded by the soft island breeze. If you're ready to live the island life on Amelia's south endwith quick access to the shore and all the charm of Fernandina Beachthis home just might be "the one. "
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,207 | $3,164 | $4,014 |
Total Monthly Payment | $3,863 | $3,820 | $4,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.