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637 Kissam Road, Peekskill, NY, 10566 | $364,900
Need space at an affordable price? A seldom available opportunity to own a three bedroom one and one half bath town home with a full finished basement and garage. The very best location possible; end of the road location on a no through traffic street, this townhome offers the utmost privacy of a single family home for the price of a condominium. Spacious side and back yard and more than ample parking. Enter to living room with pellet stove, dining room, eat in kitchen and powder room. Upstairs to three good size bedrooms with spacious closets and a full hall bath. Basement is full with recreation room/home office bedroom , laundry room, good storage and slider to unusually large level yard. and a door to the garage There is no attic. The pellet stove offers efficient, consistent, reliable and convenient option for heating while also providing the glow of a live fire. Total yearly maintenance for the town home is $5389 total ($449. 09 per month} It can be paid monthly, annually or semi-annually. HOA covers, common areas, pool maintenance. , snow and seasonal leaf removal, gutter cleaning and complex insurance. Rules and Regulations attached in Docs. Homeowner is responsible for roof, lawn mowing around home and keeping weeds in check; snow removal on stairs. front walkway and removing snow from owners' car/s. Seller is unable to make any repairs. Sold "as is, where is. " Roof is prior to 2003. Garage door additional panel can be removed by the buyer after closing. A section of the outdoor railing is loose. Slop sink in basement and small crack on cook top to be repaired/replaced by buyers. Stove works just fine. This very private end unit is minutes from shopping, restaurants, the riverfront, railroad, roadways and all that Peekskill has to offer. If applicable, basic star savings is $1725. Best value! Additional Information: Amenities: Storage, ParkingFeatures: 1 Car Attached, Appliances: Electric Water Heater ConstructionDescription: Shingle Siding, FireplaceFeatures: Pellet Stove,
Features
- Parking: Assigned, Common, Driveway, Parking Lot, Storage
- Heating: Baseboard, Electric
- Cooling: Wall Unit(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Unit
- Year Built: 1965
- Approx Sq. Feet: 1,470
- Acreage: 0.13
- Est. Taxes: $6,529
- Lot Desc: Cul-De-Sec
- Middle School: Peekskill Middle School
- High School: Peekskill High School
- School District: Peekskill
- Pets Allowed: Yes
- Appliances: Dryer, Oven, Refrigerator, Washer
- MLS#: H6334507
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/H6334507/637kissamroad_peekskill_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
637 Kissam Road, Peekskill, NY, 10566
$364,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $291,920 | $291,920 | $291,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $544 | $544 | $544 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,942 | $1,940 | $2,503 |
| Total Monthly Payment | $2,561 | $2,559 | $3,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535