This MINT and meticulously maintained Ranch offers both elegance and functionality, featuring stunning wood floors, granite countertops, and vaulted ceilings. The open, eat-in kitchen is designed with stainless steel GE appliances, a Zephyr hood, pendant lighting, and custom "to-ceiling" cabinetry, complete with a granite island for a true culinary experience. The formal dining and living rooms are outfitted with custom electric blinds, recessed lighting, and beautiful wood flooring, creating a warm and inviting ambiance. Every room includes recessed lighting with dimmers, complemented by raised panel doors throughout. The primary bedroom boasts soaring ceilings and two double closets with a similar spacious double closet in the third bedroom. A convenient pull-down staircase leads to the attic, offering additional storage space. The finished basement is a true extension of the home, with its own outside entrance, ceramic faux wood floors, ample storage, laundry facilities, utilities, and a full bath. Then step outside to your beautifully landscaped backyard, designed for relaxation and entertainment. Enjoy outdoor living on a Cambridge-pavered-patio featuring an imported Italian granite-topped BBQ and a separate granite bar on top of artisan stonework. The expansive patio area is ideal for lounging, while a park-like swing set provides endless enjoyment for little ones. Additional amenities include in-ground sprinklers, central air conditioning, a 150-amp electric service, architectural roof, vinyl siding, updated windows, a freshly black-topped driveway, and a spacious 11/2 car garage with room for more attic storage. Taxes do not include Star. This home truly has it all; too much to list! This gem won't last long, so check it out and start packing!
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,013 | $1,013 | $1,013 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,716 |
Total Monthly Payment | $4,920 | $4,822 | $5,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.