Presenting a "Practical Magic" movie-inspired abode in the highly desirable Magnolia Heights neighborhood! With it's centennial celebration just around the corner, this 1925 home offers the charm and character you would expect from a classic, along with modern amenities you desire. Updated vinyl siding, newer front windows and a sweet front stoop create a warm curb appeal the moment you pull up. Inside you'll love the original hardwood floors throuhgout the home! A front sun room is ideal for your book or plant collection and creates a lovely reading nook, separate from your living room. The dining room is accented with a stain-glassed chandelier and opens to the living room featuring a wood-burning fireplace. Tons of windows in this part of the home bring in natural light and greenery. Both bedrooms offer built-in closets with Bedroom 1 providing 2 separate closets and a sitting area or home office space within the bedroom. The full bath is located between the bedrooms. Your adorable kitchen offers a breakfast nook space and has a pass through into the dining area. There is a small mud room from the back door into the kitchen. The backyard is a zen oasis with raised garden beds and a carport currently being used as an outdoor entertaining space. The home is surrounded by greenery and easy-maintenance landscaping. There is a detached workshop where the laundry hook up is located. This workshop also has plumbing for a bathroom and could possibly be transformed into a studio apartment (buyer to verify all lease and zoning restrictions). Since this home has alley access, you can enjoy off-street parking and the entire backyard is fully fenced for ultimate privacy. Magnolia Heights is one of St Pete's most loved neighborhoods. It's walkable to so many hot spots like The Blend, Pineapple Espresso and Golden Isles Brewing Co, Rollin' Oats is around the corner and you'll love picking up a new houseplant at Lida's Jungle Plants. This charming home is your opportunity to get into one of our fastest growing neighborhoods! Schedule your showing today.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,361 |
Total Monthly Payment | $2,290 | $2,241 | $2,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.