Discover this charming three-bedroom, two-bath home, a perfect canvas for new owners to customize with their desired finishes. Following Hurricane Helene, comprehensive remediation was promptly conducted, and an air quality test has confirmed the property is ready for renovation. The owner has already obtained quotes for electrical work, drywall installation, texture, and a fully remodeled kitchen. The electrician is prepared to start, and the seller's $2, 450 deposit will be transferred to the buyer.
This home features hurricane-resistant windows, an impact garage door, and metal hurricane shutters for all three exterior doors, ensuring peace of mind. Homeowners insurance is an affordable $2, 000, thanks to full hurricane and wind mitigation credits. The air conditioning system was replaced in 2020, providing modern comfort.
Conveniently located just 1. 5 miles from Treasure Island Beach, you'll enjoy pristine white sands along with a vibrant selection of restaurants, shopping, and entertainment. Situated in one of Pinellas County's most desirable neighborhoods, this community is known for its friendly atmosphere and active social events, even though there is no mandatory association. The home is being sold as-is, allowing the buyer the opportunity to personalize it to their taste. Don’t miss out on this fantastic opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,129 | $2,688 |
Total Monthly Payment | $2,638 | $2,584 | $3,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.