Year-round water views of Lloyd Harbor from almost every room. Picturesque and expansive 5 bedroom home located in the sought-after Lloyd Neck Estates. Enter to a grand, sun-lit, two-story foyer where you are immediately greeted by captivating water views. Large windows, French doors, hardwood floors, and detailed mouldings throughout the house. Living room and dining area open up to a large deck overlooking harbor and pool for summer entertaining. Eat-in kitchen features granite countertops, new 48-inch Subzero refrigerator and 6-burner Viking gas stove. Family room with gas fireplace and French doors accessing deck, plus large library/bonus room with custom built ins. Two bedrooms plus large full bath and powder room on the first floor. Three large bedrooms, including primary, all with en-suite bathrooms, vaulted ceilings, and ample closet space on the second floor. Second floor laundry for added convenience. Large primary bedroom has magnificent views of the harbor, a private balcony, two walk-in closets and large bathroom with double-sinks, bathtub and shower. Full walk-out basement opens directly into screened porch and pool area. Currently used as a pool house, the expansive and bright basement has high ceilings, porcelain tiles, large windows, full bathroom and mudroom area. Situated on 2 professionally landscaped acres with gorgeous salt-water, gunite pool with electric safety cover surrounded by fence and privacy shrubs. Road Associations's private dock with mooring rights and kayak storage across the street and private beach nearby. Taxes $35, 036/yr, Additional information: Appearance: Move In, Interior Features: Lr/Dr, Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
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$2,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,680,000 | $1,680,000 | $1,680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $2,920 | $2,920 | $2,920 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,804 | $10,619 | $14,177 |
Total Monthly Payment | $12,849 | $13,664 | $17,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.