Under contract-accepting backup offers. Situated in the Camphor neighborhood in the heart of Lakeland, this lovingly maintained 3 bedroom, 2 bathroom 1950’s block-construction home offers incredible charm and a wonderful layout, in a convenient, sought-after location! A covered front porch and crisp exterior make a great first impression, enhanced by attractive landscaping and paver driveway. The interior of the home has solid flooring throughout, including beautiful, refinished hardwood and tile, original built-in shelving, plus plantation shutters and updated fixtures to add a modern decorative touch. Not only is there a lovely formal living area, but the huge family room with a brick fireplace ensures ample space for comfortable entertaining and daily living. Granite countertops, white cabinetry and stainless-steel appliances are highlights of the tasteful kitchen, which opens up to the formal dining room. The primary bedroom has a private en-suite bathroom with pedestal sink and shower. There is also a full guest bathroom with granite countertops and a tiled tub/shower across from the other two bedrooms. An outdoor oasis awaits in the back yard, with a large open patio and bistro lights, surrounded by gorgeous mature landscaping to provide privacy, all overlooking the back yard with a 20x12 shed, perfect for storage, gardening or workshop. Just imagine meals with loved ones outside and hosting your first cookout at your amazing new home! Overflow storage is provided in the laundry room attached to the two-vehicle carport, which also makes a nice, covered space to enjoy time outside. The roof was replaced 2 years ago and has updated windows, so this home is truly move-in ready!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,422 |
Total Monthly Payment | $2,174 | $2,172 | $2,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.