Upon entering, find yourself in a cozy living room. Projects a lot of warmth and charm. Tiled Floors throughout the home.
The kitchen is compact but functional, nice countertops, wooden cabinets, basic appliances, stove, refrigerator, and dishwasher. The adjacent dining area overlooks the backyard through sliding glass doors, providing access to an outdoor patio to sit and enjoy the feel of fresh air and a peaceful environment. Large fencible back yard. The bedrooms are modest in size, with tiled floors and standard-sized closets. The bathrooms feature ceramic tile flooring and basic fixtures, such as a bathtub/shower combo and a single vanity.
The backyard can be fenced for privacy and could include a small lawn area for outdoor activities or gardening.
Overall: This starter home embodies simplicity and functionality, catering to young families or first-time homebuyers. While it may lack some of the modern amenities found in newer homes, it offers a solid foundation for homeownership and the potential for personalization and updates to suit individual preferences. Has enough yard sq. footage to add more living space or even a pool. The options are endless. This home is move in ready. Roof 2022, AC 2023, Annual pest control. Stop looking if you are a first-time home buyer looking to start owning instead of renting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$261,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $209,520 | $209,520 | $209,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,394 | $1,376 | $1,767 |
Total Monthly Payment | $1,692 | $1,674 | $2,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.