23012 Seneca AVENUE, Port Charlotte, FL, 33980 | $299,900

Calling all investors. $150, 000. 00 price reduction. Here’s a charming. duplex ready for you to add your own touch. Photo, s are from before the flooding. now it is bare studs. All the drywall has been removed to mitigate mold. The granite counters have been saved Also, lt would make an ideal Airbnb as it’s about 2 minutes away according to google map next to the Sunseeker resorts, Bayshore Live Oak Park is two blocks away. Awesome sunsets fishing and much more. The location is convenient to everything. just across the bridge is beautiful downtown Punta Gorda. Lots of restaurants and shopping. This duplex was recently flooded form 2 hurricanes. It destroyed the recently remodeled LVP flooring , granite countertops, in the kitchens and baths. For the person that likes to boat and fish there are three boat ramps within a 2 mile radius. Each unit has separate utilities to include the water, sewer, and electric also, both electrical panels have been updated to Square D to comply with insurance companies guidelines. Here’s a money maker waiting for you. Make your appointment today.

Features

  • Bedrooms: 4
  • Units: 2
  • Lot Size: 82 x 104 x 109 x 79
  • Laundry: Inside
  • Year Built: 1974
  • Garage: Driveway, None
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,000
  • Acreage: 0.19
  • Lot Size: 82 x 104 x 109 x 79
  • Est. Taxes: $4,413
  • Lot Desc: Flood Insurance Required, In County, Irregular Lot, Level
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: C7491521
  • Days on Market: 160 days
  • Website: https://www.raveis.com
    /prop/C7491521/23012senecaavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 10:47:09 AM)
Listing courtesy of GULF ACCESS HOMES, INC.   Phone: 941-629-5590

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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23012 Seneca AVENUE, Port Charlotte, FL, 33980

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $368 $368 $368
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,637 $1,595 $2,023
Total Monthly Payment $2,080 $2,038 $2,466

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.