48 Ararat DRIVE, Palm Coast, FL, 32137 | $386,990

Under Construction. Brand new, energy-efficient home available by Sept 2024! Unsegregated parcel id 03-12-31-0000-01010-0160. Crisp Design Package. Are you ready to buy a home? The Orchid floorplan in Colbert Landings, offers 4 bedrooms, 3 bathrooms and a 2-car garage. Configure the flex room at the front of the home to fit your needs. Colbert Landings will offer single-family homes in the highly desirable city of Palm Coast.
Located less than three miles from Flagler Beach, this community is just a 10-minute bike ride from beautiful beaches and fun waterfront
restaurants. Residents will enjoy access to community amenities including a pool, cabana, and pickleball courts, as well as convenient access to
Palm Coast trails at the front of the community. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy
more savings, better health, real comfort and peace of mind.

Features

  • Amenities: Clubhouse, Pickleball Court(s), Playground, Pool
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 2024
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,193
  • Acreage: 0.19
  • Est. Taxes: $0
  • HOA Fee: $200 Annually
  • Elem. School: Old Kings Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: O6191063
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/O6191063/48araratdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 2:47:09 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Sarah FinnellSales Associate

619.995.3162

Sarah.Finnell@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

48 Ararat DRIVE, Palm Coast, FL, 32137

$386,990

Sarah Finnell

Sales Associate

William Raveis Real Estate

Phone: 619.995.3162

Sarah.Finnell@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $309,592 $309,592 $309,592
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,060 $2,058 $2,655
Total Monthly Payment $2,135 $2,133 $2,730

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.