Perfect time to take advantage of the nice weather relaxing in the covered porch or sipping your coffee looking at the water from your front farmer's porch. This home has the ultimate vacation "good vibe" feel both inside and out! Front entry has a turned stairway leading to the front to back family room with wood floors, wood stove and slider leading to the back screen porch. There's an updated full bath and front to back updated eat in kitchen with newer cabinets. appliances and countertops. Second level the beautiful wood floors continue. You will love the vaulted ceiling primary bedroom with a large jacuzzi tub in the bathroom. Down the hall there are 2 additional bedrooms with plenty of natural light! Lower level has a finished area to do as you wish. Sellers loved the times spent in the inground pool and will miss that the most! Updates include vinyl siding, windows, full bath, kitchen, bulkhead stairs, farmers porch, covered back porch and deck. Don't miss your chance on this one! It's just a great property for all ages in a wonderful neighborhood close to the elementary school. Sellers prefers a beginning of January closing. Showings begin on Friday 11/15/24 with OPEN HOUSES Saturday and Sunday 10-12pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,707 | $2,640 | $3,334 |
Total Monthly Payment | $3,406 | $3,339 | $4,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.