Charming 3-bedroom, 2-bath Bedford Village Cape on the banks of a Mianus River tributary. The large yard and inviting outdoor spaces are ideal for gatherings, barbecues, and evening stargazing. Start your day on the delightful covered porch, an ideal spot for morning coffee, or where you will settle in to unwind after a long day. The main level features a living room with fireplace, which flows effortlessly into the dining area and kitchen. The kitchen is equipped with stainless steel appliances. The deck off of the kitchen leads to a large patio, which makes dining al fresco a breeze. Two bedrooms and a full hall bath complete the main level. The upstairs living space is flooded with natural light and includes a spacious bedroom with a cedar lined closet and attached full bath. Adjacent is a large bright loft area, offering flexible space for a home office, nursery, or study. The partially finished basement, complete with laundry area and workshop, adds even more versatility, ideal for a family room, exercise space or play area. This home is within a mile of the town park and pool, and just over a mile to the historic Bedford Village, the Bedford Playhouse, shopping, dining, and major roadways. This welcoming home is ready for you! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached, ConstructionDescription: Vinyl Siding, OtherEquipment: Generator,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $912 | $912 | $912 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,695 | $4,689 |
Total Monthly Payment | $4,797 | $4,699 | $5,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.