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6 MOADOCK Road, Millerton, NY, 12546 | $439,000
This residence in Smithfield on Moadock Rd is nestled in a picturesque setting surrounded by rolling hills and abundant sunlight. Situated on 5 acres of pristine countryside, the country cottage offers comfort and privacy. With mature trees on the North side providing a shield and a wrap-around deck accessed through sliding glass doors, the natural surroundings enhance the charm. The main living level features 2 bedrooms, 2 full baths, a captivating great room with a cathedral ceiling, and a striking brick fireplace. The lower level adds versatility with a spacious family room, ideal for a bedroom or home office, accompanied by a convenient bathroom with a shower. Additional space includes a one-car garage under the house and a standalone two-car garage. They are suitable for storage or conversion into a studio or workshop. Smithfield's vibrant energy and atmosphere, along with its proximity to Millerton, Amenia, Pine Plains, the Harlem Valley Rail Trail, and the Metro North's Wassaic Train Station, offer convenience. The region, with riding stables and shooting preserves nearby, truly embodies the essence of country living. The tranquility and invigoration contribute to the allure of this retreat. or full-time residence. Additional Information: ParkingFeatures: 2 Car Detached, Additional Land is available! There is an additional 5 acre parcel that could be included. Total Price = $615, 000
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 3 full
- Style: Ranch
- Year Built: 1983
- Garage: 2-car
- Heating: Baseboard, Electric
- Cooling: Central Air
- Basement: Full, Partially Finished, Walk-Out Access
- Approx Sq. Feet: 1,540
- Acreage: 5
- Est. Taxes: $6,135
- Lot Desc: Views
- Elem. School: Webutuck Elementary School
- Middle School: Eugene Brook's
- High School: Webutuck High School
- School District: Northeast
- Appliances: Electric Water Heater, Dishwasher, Dryer, Refrigerator, Washer
- MLS#: H6336347
- Days on Market: 24 days
- Website: https://www.raveis.com
/prop/H6336347/6moadockroad_millerton_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6 MOADOCK Road, Millerton, NY, 12546
$439,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $511 | $511 | $511 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,334 | $2,962 |
| Total Monthly Payment | $2,952 | $2,920 | $3,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535