Resort style living awaits you in the gated community of Suncoast Lakes. This ADA designed, solar powered, 3 bedroom, 2 bath, 2 car garage residence located on a corner lot with greenbelt view is built at ground level (no ramps necessary) and is custom fitted with handrails and wider doors. With over 2, 000 square feet of living space, this home offers open floor plan with great room, dining, spacious kitchen, and bonus room that could be home office or 4th bedroom. The split bedroom floor plan will provide privacy for you and your guests. Tasteful appointments include unique architectural features including arched doorways, pillars, and niches for displaying your special artwork or collectibles, soaring volume ceilings, decorator light and fan fixtures, and recessed lighting. Kitchen is a culinary enthusiast’s dream boasting new 3-door refrigerator, warm wood cabinetry, smooth counters with tile back splash, under counter task lighting, ample counter space, closet pantry, and breakfast bar that opens to the main living area and casual dining area for easy entertaining. Escape to your master suite with walk in closet and en suite bath with wood cabinetry, his and hers sinks, and spacious handicap accessible walk-in shower. You will spend most of your leisure time relaxing on your screened lanai overlooking the beautiful greenbelt creating a serene and private setting. The whole house generator with in-ground propane tank, storm shutters, and hurricane code garage door will give you peace of mind during inclement weather. Other key features include, brand new roof, whole house water filtration system, new AC System in 2023, irrigation system, and central vac. Suncoast Lakes is a tranquil, gated community with lakes throughout the community and immaculately maintained grounds with sidewalks winding through the community. Other community amenities include front entrance gate, heated pool for year-round enjoyment, basic cable, reclaimed water for irrigation system, playground and park for picnics or for just enjoying the beautiful Florida weather watching the waterfowl and animals unique to the area. Proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public waterfront parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways including the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the blue waters of the Gulf of Mexico. Historic downtown Punta Gorda and popular Fishermen's Village with quaint shops and cafes nearby. Easy access to Interstate 75 with Fort Myers and Naples to the South and Sarasota and Tampa to the North. This immaculate home is move-in ready. So, don’t miss out on this gem!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,994 | $2,530 |
Total Monthly Payment | $2,210 | $2,233 | $2,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.