Port Belleair Building 4 is a resilient concrete structure, built by US Steel with metal studs; it withstood recent storms without power loss or damage and has fully passed the Milestone Inspection. Ideally sitting 45’+ above sea level, this condo is high and dry yet close to the beach life. This gorgeous home was completely upgraded in the past few years to include a 2024 A/C with Nest app thermostat, 2021 water heater, 2021 Impact Rated Windows on south side of condo, Birch Doors, Retractable Storm Door, Luxury Vinyl Flooring (placed horizontally to avoid the linear look), 2020 Electrical Panel (properly placed outside the closet), and double crown molding. The owners thoughtfully planned every detail of this remodel. From the moment you open the front door, you’re greeted by the feel of a coastal getaway. The kitchen has white shaker cabinets and drawers with a turntable organizer and trash drawer. The countertops are stunning natural Quartzite, a durable stone that can withstand heat from pans (unlike man-made Quartz, which may discolor with high heat). All appliances and the farmhouse-style sink are stainless steel—even the interior of the LG dishwasher. The LG glass-top stove has double ovens, and the counter-depth Whirlpool refrigerator features a precise water dispenser with cubed / crushed ice options. Plus, the reverse osmosis filtration system provides pure, great-tasting water directly from the refrigerator or sink. A widened kitchen doorway enhances the open feel while maintaining defined spaces, and a dining room buffet with Quartz countertop, glass inserts, and ambient lighting brings added charm and function. The living room currently accommodates an 82” TV that is bolted through the bedroom wall w/ ¾” plywood on each side. This allows for a 75” TV to be safely mounted in the bedroom. Both TV mounts have arm swings to adjust viewing options. The renovated Florida room, once a lanai with Jalousie windows, has wall-to-wall impact windows, frosted lower glass for privacy, floor tiles, a custom worktable, extra electrical outlets, hollow baseboards for hiding wires, and two ceiling fans with lights and remotes. The original sliding doors are still in place, giving the option to close off the room from the main area. Now enclosed and vented with A/C, this room adds 138 valuable SF. It currently accommodates a desk, sofa sleeper, and patio table—perfect for enjoying the sunset. Being on the top floor with no adjoining condo on the west side, it offers one of the most scenic views in the complex. Both bedrooms include walk-in closets with organizers, and the foyer offers a custom pantry closet, coat storage, and room for a shoe bench. A standout feature of this building is that the A/C handler and water heater are in a utility closet outside the front door, reducing the industrial noise. On the same floor are a free laundry room with new commercial-grade washer/dryer, trash chute, and a private storage closet. Port Belleair is a 55+ community with a heated pool, clubhouse, BBQ grills, and picnic tables. Only service or emotional support animals are allowed. You can enjoy a night out without getting in the car—shops and restaurants are conveniently accessible through a gated entrance. The grounds have bike storage rooms, and it’s a quick ride to the beach (under 2 miles). View the virtual tour, request the Property Feature Sheet from your Realtor, and schedule an in-person visit. It does not disappoint!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,265 | $2,207 | $2,800 |
Total Monthly Payment | $2,550 | $2,492 | $3,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.