Welcome to this exquisitely maintained, RARE END-UNIT 3-bedroom, 3-bath condo nestled on the 3rd-floor in the sought-after 55+ community…On Top of the World that sits in a NO FLOOD, NO EVACUATION ZONE of Clearwater! Take the stairs, or elevator to this unique end unit which offers EXTRA WINDOWS, that you won't get with other units, for abundant natural light, creating a bright and airy ambiance throughout. Step inside to a grand foyer leading to a separate library on one side and an expansive living room on the other. The living room, dining room, and library all feature LUXURY VINYL FLOORING, while beautiful tile flooring enhances the rest of the home. The elegant formal dining area, just off the living room, is ideal for intimate dinners or larger celebrations, while the bright, updated kitchen showcases beautiful granite countertops, white cabinetry, a pantry, updated appliances, and an ISLAND WITH BAR SEATING—perfect for culinary pursuits and casual dining alike. The kitchen is open to a second, spacious living area at the back of the home, with ample windows in both rooms that fill the space with gorgeous natural light. WINDOWS WERE INSTALLED IN 2020 enhancing energy efficiency & natural light and PLANTATION SHUTTERS are thoughtfully installed throughout the home, adding to the comfortable, elegant atmosphere! The seller REMODELED some aspects of the BATHROOMS IN 2022, featuring modern fixtures and finishes for added appeal. Enter your primary suite through gorgeous FRENCH DOORS leading to a private sanctuary, featuring a spacious closet and a thoughtfully appointed ensuite bath with a contemporary granite vanity, walk-in shower, and a stylishly crafted shelving next to the shower for added storage. The generous second bedroom, conveniently located near a full bath with a newer vanity and tub-shower combination, offers comfort and style. A third bedroom provides versatile options as a home office, den, or guest retreat, and is again, located next to the 3RD FULL Bath with walk-in Shower. Practical touches like a dedicated interior laundry room with extra storage enhance daily convenience. This home’s unique position includes easy access to a charming landing at the stairway just steps from the unit, an ideal spot to enjoy morning coffee or wind down for a peaceful evening in comfort! On Top of the World offers a premier, resort-style living experience with TWO EXCLUSIVE GOLF COURSES, 2 HEATED swimming pools, tennis and PICKLEBALL courts, a state-of-the-art FITNESS CENTER, a fenced DOG PARK, horseshoe pits, lawn bowling, and shuffleboard. A grand ballroom, hosting live music and events, provides the perfect setting for evening entertainment, while the on-site Cafe' offers curated take-and-bake meals and light food options. Perfectly positioned near the enchanting town of Dunedin with its beautiful beaches, as well as Clearwater Beach, this condo also offers easy access to upscale shopping, healthcare, and Tampa International and St. Pete/Clearwater Airports, both less than 30 mins away. Two exclusive activity centers allow further indulgence with access to a woodshop, cardio gym, hobby studios, dance classes, and a variety of social clubs—creating an active lifestyle of elegance and endless enjoyment. Embrace this extraordinary opportunity to live in luxury, leisure, and true community, with everything you need just beyond your door and in NO FLOOD OR EVACUATION ZONES!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,783 | $1,781 | $2,260 |
Total Monthly Payment | $2,064 | $2,062 | $2,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.