4 Urchin Manor, Hilton Head Island, SC, 29928 | $2,595,000

This stunning 3rd-row beach home offers breathtaking ocean and marsh views, featuring 6 bedrooms, 6 full baths, 3 car garage, and private beach access just steps away. Updated with granite countertops, stainless steel appliances, and remodeled baths, this home combines modern luxury with coastal charm. Enjoy the heated pool and spacious deck for outdoor living, while elevator access to all three levels ensures convenience. Currently a popular short-term rental, this property is perfect for investment or as a dream beach retreat.

Features

  • Amenities: None
  • Bedrooms: 6
  • Baths: 6 full / 2 half
  • Style: Three Story
  • Development: Hilton Head/General
  • Year Built: 2004
  • Garage: 3-car
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central Air,Electric,Heat Pump
  • Approx Sq. Feet: 4,521
  • Acreage: 0.15
  • Lot Desc: < 1/4 Acre
  • View: Ocean
  • Pool: Private
  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Washer
  • MLS#: 448265
  • Website: https://www.raveis.com
    /eprop/448265/4urchinmanor_hiltonheadisland_sc?source=qrflyer
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Listing courtesy of Charter One Realty   Phone: 843-785-4460

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi MejiaInsurance Sales Director, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4 Urchin Manor, Hilton Head Island, SC, 29928

$2,595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,076,000 $2,076,000 $2,076,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.826% 6.936%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,465 $13,465 $18,371
Total Monthly Payment $13,590 $13,590 $18,496

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.