Charming curb appeal welcomes you to this home, featuring an inviting front garden with decorative lighting that brightens the yard at night. Looking for three bedrooms? This spacious Cape has you covered! This spacious Cape has it all! The main floor features a primary suite with a convenient half bath, while the second floor adds two additional generously sized bedrooms. The eat-in kitchen boasts plenty of cabinetry and counter space, perfect for a cozy breakfast or coffee spot. For larger gatherings, the combined living and dining room provides a spacious, flexible area perfect for hosting a dinner or relaxing with a good book or favorite movie. Hardwood floors throughout, though slightly worn, can easily be refreshed to restore their warmth and charm. Off the kitchen, an enclosed porch provides a cozy space for patio furniture or additional storage. Need an in-law suite or extra entertaining space? The basement features a flexible layout with a kitchenette, space for a table, and an extra room that could be used as an office, gaming area, or sleeping quarters. Step into the partially fenced backyard to discover yet another private storage area, originally a root cellar, ideal for garden tools or lawn equipment. Additional updates include a new hot water heater, new windows in 2024, new roof and siding, and a gas boiler from 2020. Home is being sold as-is, with sellers securing suitable housing of their choice.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Eat-In Kitchen | Ceiling Fan,Hardwood Floor | Main |
Full Bath | Tub w/Shower,Hardwood Floor | Upper |
Half Bath | Main | |
Living Room | Main | |
Primary Bedroom | Half Bath,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $361 | $361 | $361 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,473 | $1,435 | $1,821 |
Total Monthly Payment | $1,909 | $1,871 | $2,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.