Quietly tucked away between Manatee Ave W and Riverview Blvd, Harbor Woods is a community of 125 homes; you will find neighbors on their morning and evening walks with their pets. This home features split bedrooms with master bedroom sliders opening to lanai and pool; updated pool bath for easy access from pool; kitchen features breakfast bar, wood cabinets, granite counters, has pass-through window to lanai and pool area; breakfast nook opens to pool/lanai; family room offers cathedral ceiling, stone woodburning fireplace with raised hearth that is full width wall to wall - very impressive! A/C replaced 2021 (3 zones for individual comfort), refrigerator, range, microwave replaced 2024, pool pump 2021, roof 2018. Location, location - minutes to Robinson Preserve for kayaking, canoeing, walking and enjoying some of Florida's birds; Palma Sola Botanical Gardens, DeSoto National Memorial Park on the Manatee River, public boat ramp about one mile away, stroll along downtown Bradenton Riverwalk, and so much more. . . And for the beach lovers, Anna Maria Island on Gulf of Mexico is just 10-15 minutes away where you can enjoy island shopping, swim in crystal clear water, take walks, experience casual and fine dining and some gorgeous sunsets right on the beach, in the sand! Paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,944 |
Total Monthly Payment | $3,600 | $3,519 | $4,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.