**THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Welcome to this elegant villa in the gated community of Fairfield, a sought-after Neal Community. Recently updated with a new HVAC system and water heater in 2024, this Tidewater plan offers lasting peace of mind. Inside, the villa features 2 bedrooms, 2 bathrooms, and a versatile den. A standout feature is the newly completed Florida room, which expands the living space and showcases two walls of impact-resistant windows with a transferable lifetime warranty—inviting the outdoors in while ensuring year-round durability. Outside, an extended paver patio creates an inviting space for relaxation or outdoor gatherings. Elegance flows throughout the home, highlighted by high ceilings with crown molding, plantation shutters, and a beautifully designed kitchen with stainless steel appliances, including a gas range, a generous island with a breakfast bar, and a pantry. The family room, adorned with a decorative ceiling, is bathed in natural light, enhancing its warm and inviting atmosphere. The primary suite is a peaceful retreat, featuring dual closets and an ensuite bathroom with dual vanities and a tile walk-in shower. At the front of the villa, the second bedroom and bathroom offer privacy, while the den, tucked behind French doors, provides the opportunity to tailor the space to suit your needs. Located just across from the community pool, you can enjoy sunbathing or a refreshing swim with ease. Fairfield offers a host of amenities with a low quarterly HOA and NO CDD fees, covering lawn maintenance, exterior painting, and roofing. Residents enjoy a clubhouse with a fitness center, library, pool, spa, and grilling area—ideal for an active lifestyle. Perfectly positioned between I-75 and US-301, this villa offers unparalleled access to Lakewood Ranch, UTC, Downtown Bradenton, Sarasota, SRQ International Airport, and the stunning Gulf beaches, placing the best of the area within minutes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,087 |
Total Monthly Payment | $2,751 | $2,688 | $3,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.