Welcome to your dream home in the Desirable 55+ Gated Golf Community of STONECREST, adjacent to THE VILLAGES, Florida! Beautifully designed 3 bedroom, 2 bath Captiva Floor plan built with CONCRETE/BLOCK/STUCCO, Brick paver drive and walkway showcasing exceptional quality and charm. Step inside and discover an array of updates that bring both elegance and comfort to every corner of this home! Brand NEW windows (installed in 2018 and in the LANAI in 2023) invite in natural light, while a 2017 ROOF and 2014 A/C ensure peace of mind for years to come. The 2021 upgrades, include gorgeous GRANITE countertops in Kitchen, Stainless Steel Appliances, new water resistant LAMINATE Flooring, and Built-in BUFFET with GRANITE in the breakfast nook elevate this home’s appeal and make every day feel special. Outside, a lush, private oasis awaits! Enclosed by greenery, the walled backyard offers a peaceful escape for morning coffee, evening gatherings, or simply soaking up the Florida sun. Plus, this property is perfectly positioned for an active, convenient lifestyle, just a short golf cart ride to shopping, dining, and medical facilities. Stonecrest’s amenities provide a world of activities and social opportunities, making this community a paradise for those ready to live their best life. Don’t wait. . . homes like this are rare, and this one won’t be around for long. Make your move today and experience a new level of Florida living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,014 | $1,962 | $2,489 |
Total Monthly Payment | $2,360 | $2,308 | $2,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.