Welcome to your Englewood East family home, conveniently located in Flood Zone X, which won’t require flood insurance by most Lenders. This zone is considered to be the safest area in terms of Flood Risk. Properties in this zone are outside of a 500-year flood plane and protected from the 100-year food plane by a flood control system. Having taken zero hurricane damage from either Hurricane Helene or Milton, this 2003 beautifully built, custom floor plan is perfect for large families featuring 5 bedrooms, 3 baths and sits on a double lot, with plenty of room to play. The exterior of the home was freshly painted in 2022 and the interior was freshly painted in 2024. You will enter through the patio-covered entry into the spacious inviting living room with ample natural lighting. The kitchen features wrap-around counters with ample cabinet space and a private pantry while leading to the quaint dining space that is well-lit by the newly installed, hurricane-impact sliding glass doors to the backyard. The sizable master features a large walk-in closet along with a second sliding door closet and the master bathroom features a bathtub and separate, recently updated walk-in shower. The remaining four bedrooms and bedroom-sized office without a closet that can be used as a bedroom have newly laid Lux Cork Back Vinyl flooring and are located across the home providing privacy to the Master Bedroom and have two additional bathrooms which previously functioned as girl’s and boy’s bathrooms. Lastly, the home features an open utility room with a dryer, Queen Speed commercial washer, electric water heater, and Pex Plumbing Water System Panel. This space can function as another pantry or in-home storage space as desired. There is a long-extended driveway providing abundant guest parking or a great spot to shoot hoops with the 2023 Basketball hoop. The massive three-car detached garage was built in 2006 and has a newly installed, hurricane-impact Double French Glass Door. The home features a 2023 full roof replacement, newer hot water heater, Nest thermostat, security lighting, Ring Floodlight Camera, and ample mature landscaping featuring Gumbo Limbo Tree, Jasper Bush, Gardena, and Fruit Trees such as Coconut Palms, Banana, and Maranga Trees. One of the best-kept secrets in Florida, Englewood is perfectly situated between Fort Myers & Sarasota for additional access to Marinas, Boating, Fishing, Parks, Playgrounds, Shopping, Restaurants, Baseball Spring Training, Myakka State Preserve, Wildlife, and much more. Come enjoy all that the Southwest Florida Lifestyle has to provide. Let me help you find Your Piece of Paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,601 |
Total Monthly Payment | $3,250 | $3,247 | $4,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.