Welcome to this well-known established 55+ residential community, On Top Of The World in Clearwater!! It boasts varieties of facilities and activities on both east & west side of community exclusively for their resident owners. It has 2 golf courses with 9 & 18 holes, 2 swimming pools, fitness gym with state-of-the-art equipment, 2 hobby club centers, tennis court, pickleball & shuffleboard courts and a fenced dog park with covered seating. Each building has its own elevator to access. It also has public transportation ( Route 76) comes into this community and on-site Good Karma Café for residents’ daily convenience. This top floor unit (2nd floor) is located at the end of the street and near the walking trails around Harbor Lake. It boasts 2 bedroom suites, a hallway half bath and its own laundry room with a built -in desk & shelves. Updated AC system installed in Sept 2022. The open concept layout features luxury vinyl plank flooring (LVP) and high ceilings in the living/ formal dining room where is a mirror wall magnifying the generous size of living space. It also has additional size of 13 x3. 5 hallway for your extra décor area. The master suite (16x14) has her & his closets and ensuite bathroom with shower. The guest suite (14x12) offers a whirlpool -style walk-in shower tub and a walk-in closet. The kitchen has a water filtration system and movable kitchen island. The family room with a bay window provides roomier atmosphere. The windows in each room bring plenty of natural light into this spacious unit. There is an assigned parking space (#26) and plenty of visitor parking spots for you and your guests. This community not just offers you the comfortable and relaxing living style, it also provides you the convenience to the beaches, shopping retails and all sorts of entertainment experiences. Come to visit this beautiful condo and enjoy the feeling of “ on top of the world” !!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,500 | $1,462 | $1,855 |
Total Monthly Payment | $1,893 | $1,855 | $2,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.