This charming 3-bedroom, 1. 5-bath ranch home has been thoughtfully updated and offers a comfortable layout. The main level features an open floor plan with brand-new hardwood floors that run throughout, creating a bright and cohesive feel. Additionally, the entire interior has been freshly painted. The newly renovated kitchen is a highlight, complete with white shaker cabinets, stainless steel appliances, quartz countertops, and a large center island. The dining area also includes a built-in bench seating area, adding both character and convenience. All three bedrooms are located on the main level along with the full bathroom complete with a combination shower tub. On the lower level, you'll find a spacious new family room, a convenient half bath, and laundry area, all with matching laminate floors for a seamless transition from the main level. The home also includes a one-car garage under the house, offering additional storage or parking. Sitting on an oversized lot, the property allows plenty of room for outdoor activities or future expansion. Located between downtown Westerly and downtown Mystic this home offers everything desired for both convenience and comfort.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 12.0 x 11.0 | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 12.0 x 8.0 | Main |
Family Room | Remodeled,Laminate Floor | 24.0 x 20.0 | Lower |
Full Bath | Tub w/Shower,Laminate Floor | 9.0 x 8.0 | Main |
Half Bath | Laminate Floor | 6.0 x 7.0 | Lower |
Kitchen | Quartz Counters,Eating Space,Island,Hardwood Floor | 12.0 x 21.0 | Main |
Living Room | Hardwood Floor | 12.0 x 15.0 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 12.0 x 11.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,701 | $2,632 | $3,340 |
Total Monthly Payment | $3,066 | $2,997 | $3,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.