You'll be living the Florida lifestyle in this adorable home located in the sought after community Village of Holiday Lake. This wonderfully maintained 2/2 Calypso model just might be the home you've been looking for with many extras including a lanai, an air conditioned Florida Room, 2 sheds and a storage room with double doors big enough to store a golf cart. The home has a split bedroom plan with an updated kitchen and bath. In the kitchen you will enjoy an abundance of counter space and cabinets. The master bedroom has a large closet and on-suite bathroom. Sliders from the living room lead right out to your air conditioned Florida Room. This home has laminate flooring throughout. Roof is 2 years old and Air Conditioner is 7 years old. The Village of Holiday Lake amenities include two Pools (1 heated), Clubhouse with full kitchen, fitness center, woodshop, basketball court, tennis courts, pickleball, bocce, horseshoe pits and shuffleboard. During season you will find entertainment, cards, dinners, dancing……. . to many benefits to mention them all!. Private Boat Ramp, Boat Docks, Little Waterfront Park area, Dock on the Canal for Fishing, relaxing, sunning, etc. , Also RV and Boat Storage available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $868 | $845 | $1,073 |
Total Monthly Payment | $1,107 | $1,084 | $1,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.