LOCATION, LOCATION, LOCATION!! Amazing waterviews and sunsets await you at this gorgeous and pristine 2bd/2bath ground floor condo with bay views in the sought after 55+ community of Mt. Vernon! Just move right in and start enjoying Florida living at it's finest at this turnkey furnished condo with updated kitchen, guest suite, tile flooring in main living area and numerous updates throughout. New roof in 2023 and A/C replaced in 2022. Most windows have hurricane windows or a hurricane shutter. You will fall in love the moment you enter the front door and experience bay views as far as the eye can see! Carport right outside with elevated storage and building has an elevator. This active community just a few miles from Anna Maria Island boasts a remodeled clubhouse with banquet room, billiards, ping-pong, library, game room, lakeside veranda, boat docks, heated pool, tennis, pickleball, shuffleboard, bocce ball, spa, sauna, workshop, chip and putting green, walking paths, butterfly garden, bay front park, kayak launch/storage, boatyard storage (waiting list), bayside pavilion, lakeside gazebo, bird sanctuary, many ponds & lushly landscaped grounds with wonderful Florida wildlife. Boat docks (if available) for a 25. 00 application fee. A truly amazing community with activities and socials to meet all your wonderful neighbors that love to call Mount Vernon their winter getaway or full time home in paradise! Conveniently located near all of the urban ammenities and just a short drive to Anna Maria Island and the gorgeous white sandy beaches. Don't miss your chance to experience the ultimate in carefree Florida living. Schedule a viewing today and make paradise your own! *Sorry, no pets allowed(service animals welcome w/approval). Fee Includes: Water, sewer, trash, recycle, pest control, cable, internet, exterior repairs/maintenance, landscaping, exterior insurance, roof, manager & recreational facilities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,671 | $1,648 | $2,091 |
Total Monthly Payment | $1,908 | $1,885 | $2,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.