Welcome to your dream home, built in 2001 and nestled in a charming, established neighborhood! This well-maintained gem effortlessly combines comfort and character, providing an inviting atmosphere from the moment you step inside. The spacious living room greets you with a warm gas stove, perfect for cozy evenings. Just off the living room, you'll find the tranquil primary bedroom and bath, ensuring a private retreat. The delightful kitchen boasts a generous dining area, ideal for gathering with family and friends. This thoughtfully designed one-level layout features two additional bedrooms and a full bath, accommodating all your needs. Unwind in the spacious bonus room, complete with a wood stove, where you can enjoy long fall and winter nights in comfort. The full basement offers excellent potential for additional living space, allowing for future expansion as needed. With a brand new Navien heating system installed in 2024, you will experience efficient warmth all year round. Conveniently located just a short drive from the vibrant downtown Warren, this home is close to an array of local amenities. This special property is ready for its new owners to create lasting memories. Don't miss the chance to make it yours book your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,641 | $2,605 | $3,306 |
Total Monthly Payment | $3,253 | $3,217 | $3,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.