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86 Gold, Poughquag (Beekman), NY, 12570 | $545,000
Welcome to this squeaky clean custom built ranch style home that Features: 3 bedroom's, 2 full and 2 half bathroom's positioned on 0. 84 acre of beautiful property that sits back from the road. The main entrance greets you with a large covered stone front porch and highlights recessed lighting. The home showcases a spacious living room with a cozy wood burning fireplace open to the Eat-in-Kitchen with recessed lighting, quartz countertops, stainless steel appliances, hardwood floors and solid hardwood doors, plus a sky light to allow more natural light to flow through. The sliding glass doors lead to a NEW 16X20 Composite deck and 14X22 patio with a small garden shed plus a large rear garden shed. The main level showcases a HUGE Primary bedroom with a custom built bay window that allows an abundance of natural light to flow through and a walk-in closet. There are two additional bedrooms, one full bathroom with a LARGE jetted tub and a 2nd half bathroom. The side entrance highlights a cozy sunroom with a ceiling fan & ceramic tile flooring. An entrance to an attached two car garage and a belgian block sided driveway that can accomodate 10 plus cars. The HUGE lower walkout level features: its own separate zone for heating, a living room, family room, office/den, kitchen/dining room, one & a half bathroom's, a large laundry/Utility/storage room with a utility sink and water softener, plus its own driveway and a one car detached garage. AMAZING potential for a Mother/Daughter arrangement. The home has two-330 gallon HEATED above ground oil tanks - Generator hook up - 1400 gallon septic tank - NEW roof in 2015 - NEW leachfields in 2018 - NEW garage doors with openers 2018 - NEW kitchen appliances and quartz countertops 2018 - NEW A/C condenser in 2020 - NEW Maytag washer & dryer 2022 - Septic cleaned out in 2023 - NEW boiler in 2024. The home is located close by local shopping, schools and restaurants along with Rt-55 and the Taconic parkway with an easy commute to Metro North Trains. Come see what beautiful Dutchess County has to offer. Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached, 2 Car Attached, Appliances: Electric Water Heater
Features
- Town: Poughquag
- Rooms: 13
- Bedrooms: 3
- Baths: 2 full / 2 half
- Laundry: In Unit
- Style: Single Family, Ranch
- Year Built: 1986
- Garage: 1-car Attached
- Heating: Oil, Forced Air
- Cooling: Central Air
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 3,122
- Acreage: 0.84
- Est. Taxes: $12,600
- Lot Desc: Cul-De-Sec
- Elem. School: Vail Farm Elementary School
- Middle School: Union Vale Middle School
- High School: Arlington High School
- School District: Arlington
- Appliances: Stainless Steel Appliance(s)
- MLS#: H6335308
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/H6335308/86gold_poughquag_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
86 Gold, Poughquag (Beekman), NY, 12570
$545,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $1,050 | $1,050 | $1,050 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,738 |
| Total Monthly Payment | $4,043 | $4,040 | $4,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535