Under contract-accepting backup offers. Welcome to the Highly Desired and Conveniently Located Community of Cumberland Trace! This original owner, 2 bedroom, 1. 5 bath end unit townhome with open floor plan and bonus loft space for an office, game room, reading nook, or even guests is now on the market and ready for a new family to enjoy! Second floor laundry for modern living, attached spacious garage, large under staircase storage and more await! Like to grill and entertain outdoors? This townhome is PERFECT! Ample patio space for both! Some of the LOWEST HOA fees you'll find and a beautiful RESORT STYLE POOL just steps from your front door! A peaceful park with pond and friendly neighbors only add to how special this "Hidden Right in the Middle of Everything" community really is!! Just minutes to the world famous Gulf Beaches, St. Pete Clearwater and Tampa International Airports, as well as endless options for Shopping, Dining and Entertainment! Schedule your showing today and start living the perfect low maintenance Florida Lifestyle you've been dreaming of!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,713 | $1,712 | $2,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.