Desirable one-level Stratford model located in a nice setting on a quiet cul-de-sac. Step into this two-bedroom, two-bath, one-level Stratford condo, decorated to feel like a cozy country store! This charming home with gas heat, offers a welcoming layout with modern amenities. Hot water heater (2020). The spacious primary bedroom boasts brand-new wall-to-wall carpet, a large walk-in closet, and an en-suite bathroom with double vanity sinks, a walk-in shower, and a luxurious soaking tub. The second bedroom, with new carpet, is currently used as a den, offering flexibility for various lifestyle needs. A conveniently located hall bath adds extra comfort for guests. The formal living room and dining room area features engineered wood floors and a cozy wood-burning fireplace, ideal for relaxing on cooler evenings. In the eat-in kitchen, you’ll find Shaker Maple cabinets that add a warm touch to this inviting space. The back deck provides beautiful views of the woods and seasonal views of the golf course—perfect for unwinding or entertaining. Plus, you’re just a short walk from the community pool, making it easy to enjoy a refreshing swim. This unique home combines rustic charm with modern comfort, all in a desirable location! HOA of $655. 12 = Condo 27 fee $471. 97 + Society fee $183. 15. As per management: Assessment 1 - Roofs 1/01/23-12/31/25 - $217. 17 per month. Assessment 2 - Rejuvenation 07/01/23 - 06/30/27 - $211. 67 per month. Buyers to pay a one-time non-refundable Society fee of $1500 at closing. Taxes without Basic STAR exemption of $1586. 49. Condo is being sold as is. Enjoy the Heritage Hills lifestyle: 5 pools, tennis, pickleball, Fitness Center, activity center, 24-hour security with EMS, shuttle to train and shops, and much more. Con Ed (for gas heat) $124 (October), $34 (September). NYSEG (electric) $103 (October), $176 (September). Electric is highest in summer (maybe $250/July). ConEd is highest in winter (January, maybe $300). No rental restrictions at this time. (12/13/24)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$619,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,425 | $3,341 | $4,218 |
Total Monthly Payment | $3,996 | $3,912 | $4,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.