Welcome to this charming 2-bedroom, 1-bath home built in 1957, featuring 815 sq ft of comfortable living space. This delightful residence showcases classic 'Old Florida' cottage, nestled on a quiet street in the great community of Overbrook Gardens. Making it perfect for both cozy living and entertaining. Step inside to find a bright and inviting living area that flows seamlessly into the kitchen, complete with ample storage granite counter tops & stainless steel appliances. Terrazzo flooring throughout this home. Full size bath with tub shower combo. The two spacious bedrooms are plenty of natural light, providing a peaceful retreat at the end of the day. Consider this a great investment as a vacation rental home or your winter retreat. Outside, enjoy the convenience of a carport and a lovely fenced in back yard, perfect for outdoor activities or gardening. Overbrook Gardens offers a voluntary association of $75-$100 and a private boat ramp on Forked Creek, giving you quick access to Lemon Bay and the Gulf of Mexico. If you are in search of close proximity to beautiful Englewood Beaches, shopping, dining, and an 'Old Florida' vibe, your home-search ends here. Call today to schedule a private showing to see for yourself all that this quaint beach cottage has to offer. Don’t miss this opportunity to make this gem your own!!!!!
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Our Executive Mortgage Banker:
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$249,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,999 | $199,999 | $199,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,329 | $1,687 |
Total Monthly Payment | $1,619 | $1,584 | $1,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.