Welcome home to this move in ready 3-bedroom, 2. 5-bath, 2-story home in the centrally located community of Palmetto Place. Step inside to find an inviting open floor plan on the main floor, seamlessly connecting the spacious living, dining, and kitchen areas, perfect for family gatherings & entertaining. The kitchen includes new granite countertops, and stainless steel appliances. There is also a convenient half bathroom for guests located on the main level. The home's thoughtful layout places all 3 bedrooms above the main living area, ensuring a serene and convenient experience. A dedicated laundry room is also on the upper level, making chores much easier. The master suite boasts a walk-in closet, and a spacious private bathroom with a double vanity & tub/shower combo. Don't forget to check out the front and back porch, great extensions of the living space; perfect areas for relaxing. There is a 1-car garage for parking and storage & a bonus room area on the other side of the garage where TWO water heaters are located that can be used as additional storage, converted into another finished bedroom, bathroom, game room, office, gym, workshop or in-law suite. Small low maintenance front and back yard. This home is convenient to major shopping & dining, and less than 5 miles away from historic downtown Beaufort. Hunting Island State Park beach is only a short drive. Parris Island and the Air Station are within a 20 minute drive. Don't miss out on making this comfy home your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,828 | $1,781 | $2,260 |
Total Monthly Payment | $2,032 | $1,985 | $2,464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.