Welcome to this meticulously maintained, single story Key West-style home located on a double lot in lovely Osprey Place of Dunedin near the sought-after community of Ozona! With 3 spacious bedrooms, PLUS a versatile bonus room (ideal as an office, den, or potential 4th bedroom), and 2. 5 remodeled bathrooms, this home blends modern upgrades with coastal charm. Step into a bright, open-concept home with HIGH ceilings and featuring an incredible renovated kitchen in with GRANITE counters, SOFT-CLOSE cabinetry, stainless steel appliances, and an EXPANSIVE ISLAND perfect for gatherings. The living space features a stunning stonework fireplace wall, adding warmth and character. Recessed lighting highlights every detail, while new PORCELAIN TILE flooring installed throughout in 2024 creates a fresh and cohesive look from room to room. Relax in your luxurious primary suite featuring DOUBLE WALK-IN CLOSETS, an ensuite bathroom with DOUBLE VANITIES, SEPARATE WATER CLOSET, OVERSIZED DUAL HEAD WALK-IN SHOWER AND SOAKING TUB. ALL BATHROOMS ARE UPDATED AND feature elegant granite countertops. The outdoor oasis invites you to unwind with a PebbleTech SALTWATER pool (HEATED, with a new heater added in 2023) and a sprawling 1, 000 SF multi-level paver deck installed in 2021, complete with a gazebo for shade. Beautifully designed landscaping from 2021, landscape lighting, and a sealed paver driveway enhance curb appeal, while a new irrigation panel offers convenient Wi-Fi control. Additional features include a whole-home surge protector, windows featuring Kevlar fabric, a tinted triple-slider door for sun protection, a NEW ROOF installed in 2020, HOT WATER HEATER in 2024 and NO WATER INTRUSION FROM ANY STORMS. Sandwiched perfectly among Dunedin (golf cart friendly) and Palm Harbor this home on a double lot sits adjacent to the Pinellas Trail, Ozona Blue, the Gulf of Mexico, and multiple marinas, this home combines quality upgrades with a prime location—perfect for embracing a coastal lifestyle! Osprey Place is a quaint community of less than 25 homes offering a relaxing pond as its centerpiece with fishing exclusive to residents!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $651,920 | $651,920 | $651,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.826% | 6.936% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,228 | $4,228 | $5,769 |
Total Monthly Payment | $4,662 | $4,662 | $6,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.