STARKEY RANCH, Tampa Bay's #1 Master planned community loaded with wonderful amenities. Built in 2018 by Pulte homes, this well appointed two story, Clearview, great room floor plan features 4 bedrooms or (3 bedrooms with a downstairs office/den), 2. 5 baths, state of the art kitchen with a center island, rear courtyard and rear load 2 car detached garage with alley access. The location is perfect and right around the corner from the Starkey K-8 schools, across from the Starkey Ranch District Park and central to all of the other amazing amenities of this highly sought after community. Enjoy entertaining your family and friends from the paver front porch or from the covered back lanai and fenced in the backyard. You will love the craftsman style exterior and inviting front porch. Just inside the front door you will notice the luxury vinyl plank floors that run throughout the first floor of the home and all of the perfectly located windows allowing for lots of natural light. Downstairs is the great room, kitchen, dining area, 4th bedroom which could also be used as an office/den and the guest half bath. The kitchen is the heart of the home and highlights a large center island with granite countertops, stainless steel appliances, a natural gas range, 3 pendant lights over the island plus recessed lighting on dimmers, 42" cabinets with pull out features in the cabinets, tile backsplash, and a large under the stairwell closet pantry. Upstairs you will find an open airy loft with a closet, the primary suite, 2 secondary bedrooms, a full bath with a tub/shower combination and the laundry room. The spacious primary suite features two walk-in closets, a ceiling fan with a private bathroom including a large walk-in shower with frameless glass, granite vanity countertops with dual sinks and a linen closet. Additional highlights of this home included 8' interior doors, board and batten accents on the walls in the foyer and living areas, upgraded rod iron handrail, new added storage cabinets in the laundry room, granite countertops in the baths both with dual sinks, dimmers on lighting, in wall pest defense system, hurricane shutters, covered paver outdoor lanai, fenced in backyard and so much more. Starkey Ranch is one of the most desirable communities in the Tampa Bay area. It is home to 20 miles of paved trails, and a 150 acres of parks which also connects to the JB Starkey Wilderness preserve and the coast to coast trail system. You will find just about everything you need in this community from numerous parks for gathering, playgrounds, 3 community pools for residents, tennis courts, community garden, public library, cultural center, basketball courts and dog parks with nearby shopping, restaurants, medical facilities, golf courses and approximately 40 minutes to Tampa International Airport and Clearwater International Airport. THIS IS TRULY A MUST SEE HOME & COMMUNITY. EXPERIENCE THE DIFFERENCE OF LIVING IN STARKEY RANCH.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $865 | $865 | $865 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,051 | $2,972 | $3,771 |
Total Monthly Payment | $4,008 | $3,929 | $4,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.