Exquisite 3 bedroom, 2 full bath home newly built in 2021 by the current owners; large and spacious at 1, 971 square feet featuring a 3 car garage and large RV carport 28 X 50 with a storage unit at the end of the carport. Everything in this home is just 3 years old. Inside the home is adorned with tile (wood grain) flooring throughout the home except for carpet in the bedrooms. Master bedroom has ensuite bathroom with large ceramic tile flooring, walk-in shower, sit-down jet tub, his and her walk-in closet. The split floorplan has 2 large bedrooms on the opposite side of the home with a full bathroom. The lanai covers the length of the home all nestled on over a half acre of land. This home has it all and is positioned on a corner lot. Perfect for RV owners and/or boat owners. All stainless steel appliances in the kitchen with wood cabinetry and pantry, and eating space inside the kitchen. Don't miss out on this Ridge Manor dream home.
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$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,674 | $2,605 | $3,306 |
Total Monthly Payment | $3,124 | $3,055 | $3,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.