Amazing opportunity for the first time home buyer or downsizer. This 2 Bedroom ranch style home packs a mighty punch tucked away on a park like semi-private . 36 acres in the Fall Mountain Lake community. Conveniently located to town, area shops, a plethora of restaurants, Fall Mountain Lake and so much more. The home features a galley kitchen, Engineered flooring Living room and hardwood in the two bedrooms, a full bathroom w/ shower/tub combo and a heated foyer sunroom with rear secondary entrance. Thermopane upgraded windows provide natural light throughout the space. The unfinished basement offers ample storage and also contains a laundry area. Flanking the exterior of the home is an oversized two car Garage with separate Workshop! Enjoy entertaining in the outdoor space on the slate patio with an abundance of natural stone, sprawling rock walls with a built in bbq grill, upper terrace and a newly replaced front entrance Deck. A generous portion of the property back and to the left is grassy and fantastic for entertaining, yard games and gardening. Lake rights within Fall Mountain Lake Association, include access to two beaches a boat launch, a playground and the Sousa Community Center. Priced to sell!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Eat-In Kitchen | Main | |
Full Bath | Tub w/Shower | Main |
Living Room | Combination Liv/Din Rm | Main |
Primary Bedroom | Hardwood Floor | Main |
Sun Room | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,411 | $1,410 | $1,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.